Not a console gamer, but I’m sure they looked at the statistics and saw most players don’t buy a physical disk anyway. Why make the machine more expensive for an accessory that probably isn’t being used. On my computer I haven’t had a physical disk drive in probably 15y and haven’t ever thought that I needed one.
For sure, trying to max out everything is a bad idea. You can always have from FPS and higher resolution, for example. My point is just that “last Gen” doesn’t mean anything. The previous console versions couldn’t max the games out if they had graphics options. The game being older doesn’t mean it doesn’t take advantage of more advanced setting with better hardware.
I think chasing high graphics settings in general is a dumb idea. My favorite games are low fidelity indie games that do interesting things (right now Ostranauts, but also Factorio, Dwarf Fortress, and so many others). The games that max out my hardware are generally worse games. If you’re selling your game based on graphics then you aren’t selling it based on gameplay. I know console players generally seem to care about “realistic” graphics more, but it’s a fool’s errand.